| Personal Finance |
| Monthly Budgeting |
| Credit Repair |
The most important number in anyone's financial well being is the difference between their monthly income and monthly bills. If you do not know what this number is, than you are probably nowhere close to meeting your financial goals, whether they're are to get ahead, or to stop living paycheck to paycheck. That difference between monthly income and bills determines your ability to save, pay off debt or invest. From my experience as someone's number moves closer to zero - the more they feel that they're a hamster on a wheel, a truly vicious cycle. We can help analyze your current situation, and give you a personalized budget to work from no different than a personal trainer would to get you in shape at the gym. Whether you are trying to buy a home or even just pay off some pay day loans - we can help. |
In all honesty, you really can't do much in this day and age without your personal credit being a factor in one of things two things:
We can help you get your score moving in the right direction. Be warned, that I don't not sell snake oil - anyone who tells you that they can fix your credit in 30 days is lying. This process takes normally 6- 18 months depending on the circumstances. We can set you up on a monthly score watch plan, with detailed guidance on how to move your score in the right direction and keep it there for good. A higher credit score will allow you to buy a house, get a better job, lower your car insurance, avoid utility and phone bill deposits. |
Trying to buy a house? Tired of living paycheck to paycheck? If so, we can help. The two main components that determine your ability to move up are your cashflow and your credit. |